Friday, January 22, 2010

Lower Your Debt If You Use A Company To Help Manage Your Credit Card Debt And Lower Payments, Will Your Credit Be Hurt?

If you use a company to help manage your credit card debt and lower payments, will your credit be hurt? - lower your debt

I'm talking about companies that say they can contribute to the development of financial plans with lower interest rates and monthly payments.

14 comments:

  1. You do not know if you have time, here are many types of maps and more:
    http://credit-cards.ebookorama.com
    http://finance.ebookorama.com
    http://credit.ebookorama.com
    http://credit-repair.ebookorama.com
    if it helps please remember me :-)
    Good luck!

    ReplyDelete
  2. You do not know if you have time, here are many types of maps and more:
    http://credit-cards.ebookorama.com
    http://finance.ebookorama.com
    http://credit.ebookorama.com
    http://credit-repair.ebookorama.com
    if it helps please remember me :-)
    Good luck!

    ReplyDelete
  3. Yes

    Think of your business cards, saying that the highest you can pay each month and asks a little help from your CC is under control. They help you to discover whether it is good business - credit to reduce the fees in the late over the limit and their prices ... impressive. So try the first, and use of places of the hearing as a last resort.

    ReplyDelete
  4. Three suggestions 1) consolidation of the debt 2) File bankruptcy (bankruptcy is not recommended for all cases) 3) Contact a credit counselor:


    The means to consolidate debt
    http://www.debt-explained.com/category/W ...


    How to avoid bankruptcy declaration
    http://www.debt-explained.com/category/H ...

    Credit Counseling Program
    http://www.complete-debt-info.com/catego ...

    ReplyDelete
  5. I do not think that it hurt your credit card. Call them and ask them to know.

    ReplyDelete
  6. I do not think that it hurt your credit card. Call them and ask them to know.

    ReplyDelete
  7. Of course! I did 3 years ago and I'm still under your plan and can not fund something !!!!!

    ReplyDelete
  8. Your credit card will be a success, but it's better than massive log c / c with debt or bankruptcy. both will kill yor credit about 7 years.

    ReplyDelete
  9. Depends. If you have a good credit and do not really need a plan for the debt, then it could hurt your credit.

    If you are not in a position to make a partial payment or are in danger of falling behind fell, then gradually improve your credit over time.

    Speak with a financial adviser can help you see what your situation is the review of the budget and net worth. Try to find an agency in your area that has no consulting fees. We ask for nothing, and there are others like us in the whole country. In addition, make sure they have a satisfactory rating with the Better Business Bureau.

    ReplyDelete
  10. will respond to your credit file and not in the right direction. You can do what they can do. put into it more than a little research and time.

    ReplyDelete
  11. There are two types ... Companies pay the debt in order to raise money for the large colonies and non-proprietary organizations not to for-profit institution that helps to develop a plan for repaying the debt. Your credit card will be "injured" by all means, but does not go well, if they credit problems first. What we want is an organization that legitimate non-profit and not as a consumer Credit Counseling Services. Although the view of the application for everything online. There are so many scams that want your information to the bank account and Social Security number. Be be careful.

    ReplyDelete
  12. There are two types ... Companies pay the debt in order to raise money for the large colonies and non-proprietary organizations not to for-profit institution that helps to develop a plan for repaying the debt. Your credit card will be "injured" by all means, but does not go well, if they credit problems first. What we want is an organization that legitimate non-profit and not as a consumer Credit Counseling Services. Although the view of the application for everything online. There are so many scams that want your information to the bank account and Social Security number. Be be careful.

    ReplyDelete
  13. Dear Fisher

    When companies should reduce their debts, which often negotiate for you to pay a lesser amount than after. 'They are listed in your credit report as compensation, less than the full amount. It is a trickle major rating agencies.
    However, if you really have a huge debt, helping these companies include the destruction of additional credit. I regret to say that there is no quick fix for this type of situation. If you own a home, you should consider refinancing. A debt consolidation loan can reduce interest payments and extended.
    I hope this answers your questions. If not, please contact me at amkornele@yahoo.com.

    Anne

    ReplyDelete
  14. Dear Fisher

    When companies should reduce their debts, which often negotiate for you to pay a lesser amount than after. 'They are listed in your credit report as compensation, less than the full amount. It is a trickle major rating agencies.
    However, if you really have a huge debt, helping these companies include the destruction of additional credit. I regret to say that there is no quick fix for this type of situation. If you own a home, you should consider refinancing. A debt consolidation loan can reduce interest payments and extended.
    I hope this answers your questions. If not, please contact me at amkornele@yahoo.com.

    Anne

    ReplyDelete